Recently, Tapai Group issued a notice disclosing its acceptance of a survey by investors such as Shanghai Pudong Development Bank Co., Ltd. on August 7, 2025. Lai Hongfei and Song Wenhua, directors of the company, participated in the reception and answered the questions raised by investors in detail. The survey focused on the company's business situation, future development plans and industry trends in the first half of 2025, fully demonstrating the company's operating results and coping strategies in a complex market environment.
Ask: The company's investment income in the past two years is very good, how is the company's financial assets allocated and planned? Are the benefits sustainable?
Answer: In the first half of this year, thanks to the recovery of the capital market, the company's investment income (including floating profit) increased significantly year-on-year. The structure of the Company's
financial assets is as follows: first, the proportion of bank deposits (including certificates of deposit) with relatively low risk is about 35-40%, which has low income and good liquidity; Second, the allocation ratio of non-capital-protected financial products is about 40-45%, which is mainly invested in the entrusted financial products with net value measurement, such as "pure bonds", "dim sum bonds" and "fixed income +", which are mainly high-grade bonds such as treasury bonds and urban investment bonds. Improve the income level and achieve higher income than bank deposits on the premise of stability; Third, the proportion of securities investment allocation accounts for about 20%, which includes products with relatively small risk, small withdrawal, neutral, quantitative and other strategies, not all of which are stocks or subjective bull products. For securities investment, we will strictly control the scale, reduce volatility, select the target and subdivide the products of professional investment institutions, and invest cautiously. Improve performance flexibility on the basis of risk control.
The company has established a regular mechanism of survival of the fittest, which will redeem the products with poor performance in time, increase the quota for the products with good performance, eliminate the weak and retain the strong, and allocate the limited funds to the products that can produce benefits and have little fluctuation.
In general, the Company has a reasonable allocation ratio of various financial assets, the investment risks are generally controllable, and the income level is relatively stable. The Company will continue to sum up its experience, make steady progress, continuously improve the investment level on the basis of risk control, improve the stability and sustainability of income, and strive to achieve better returns for shareholders.
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