On May 10, the Chuzhou Joint Conference on Real Estate Work issued "Several Measures to Further Promote the Steady and Healthy Development of the Real Estate Market" (hereinafter referred to as "Measures"). According
to the Measures, first of all, we should optimize the conditions of land transfer and planning and construction, optimize the management of land transfer, optimize the construction of supporting facilities, optimize the assembly building, and optimize the architectural design. Secondly, we should optimize the use of housing provident fund policy, increase the maximum loan amount of housing provident fund. If only one person in the borrower's family normally deposits housing provident fund, the maximum loan amount will be adjusted from 400000 yuan to 500000 yuan. If two or more people in the borrower's family normally deposit housing provident fund, the maximum loan amount will be adjusted from 500000 yuan to 600000 yuan; Supporting families with many children to use housing provident fund for the first time to apply for housing provident fund loans, the loan amount can rise by 100000 yuan, but not higher than maximum loan amount in Chuzhou. For families with many children who do not own a house and rent a house, the amount of housing provident fund withdrawal will be increased to 24000 yuan per year; and college graduates will be supported to use housing provident fund loans to purchase houses.
At the same time, the Measures also mentioned the need to activate the effective demand of the market, grant the purchase deed tax subsidy to purchase commercial housing (residential, non-residential), and grant the 50% subsidy to the actual payment of the deed tax by the beneficiary finance. The financial subsidy policy is based on the time of online signature filing (the subsidy time is from January 1, 2023 to December 31, 2023); For those who purchase the first set of commodity housing in Chuzhou, are under 35 years old and work in the key industries listed in the city, they will be given 10% of the purchase price of ordinary college graduates, professional and technical personnel with junior titles and highly skilled personnel, up to 200000 yuan, and 8% of the purchase price of college graduates (including higher vocational colleges), up to 200000 yuan; For the purchase of buildings developed by municipal state-owned enterprises or platforms, those who meet the above conditions will be encouraged to give preferential treatment to the state-owned enterprises or platforms; the preferential tax policy for the purchase of housing will be implemented; the group purchase of new commercial housing legally on sale will be supported, and the price of new commercial housing will be reduced by no less than 85% of the record price; the subscription period will be extended; Newly-built commercial housing shall be sold under the system of clearly marked price, and the online signature price shall not be higher than record price of "one house, one price", nor shall it be lower than 90% of the record price of "one house, one price", otherwise the online record of the commercial housing sales contract shall not be handled; the time for dynamic adjustment of the record price.
"Measures" also proposed to increase financial support to support the financing of real estate enterprises; support development loans, trust loans and other stock financing reasonable extension. Financial institutions and real estate enterprises shall, on the premise of ensuring the safety of creditor's rights, abide by the principle of commercial voluntariness in accordance with the law and regulations, independently negotiate the extension of stock financing; establish a dynamic adjustment mechanism for the interest rate policy of the first set of individual housing loans newly issued; implement the policy of replacing pre-sale supervision funds with bank guarantees; and implement the differentiated housing credit policy.
At the same time, we should effectively reduce the burden of enterprises, reasonably release the pre-sale supervision funds, and add a node between the main structure capping and the completion acceptance node, that is, to complete the door, window and exterior wall projects, with the accumulative amount of funds allocated not exceeding 80% of the total amount of key supervision funds. Add a node between the capping of the main structure and the completion acceptance node, that is, to complete the door, window and external wall works, and the cumulative amount of appropriation shall not exceed 80% of the total amount of key supervision funds; moderately postpone the delivery period of supporting houses.
Optimize industry service management and improve the efficiency of examination and approval. Development enterprises are allowed to carry out preliminary work such as site leveling, geological exploration and scheme review in advance by means of commitment, and to implement the principle of "starting construction immediately after land acquisition"; to optimize registration and certification services; and to play a bridge role of industry associations.
In addition, this measure shall be implemented from the date of issuance, covering Langya District, Nanqiao District, Chuzhou Economic and Technological Development Zone and Sino-Singapore Suchu High-tech Development Zone, and all counties (cities) may refer to it for implementation.
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